Safestone Financial Reviews

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Safestone Financial Reviews

Safestone Financial Reviews

When it comes to Safestone Financial, is it a scam or is it legit? Safestone Financial is a company that offers debt consolidation services. Some people have had great experiences with them, while others have had horrible experiences. So what’s the truth? Is Safestone Financial a scam or is it legit? In this Safestone Financial review, we’ll take a closer look at their services and see if we can answer that question.

For all those who have heard about Safestone Financial, the question about the company’s legitimacy always arises. People are divided on this. Some people claim to have a positive experience dealing with the company. Others, however, review their experiences in an entirely negative light. With such contrasting opinions, it is essential to know whether Safestone Financial is a scam or not. This review will do a detailed analysis of the company and its services. provides debt consolidation services to its customers. However, its working process is rather different. It is not itself a money-lender. Rather, it is a lead-generating company. A lead-generating company connects you with different money-lenders by selling your personal information to them. Hence, customers need to be a little cautious. This is because not many people like having their personal information sold to others.

Safestone Financial Reviews

Safestone Financial offers various debt settlement and debt consolidation programs. Unfortunately, as we mentioned earlier, they don’t provide these services themselves. This can lead to potential mistrust as the third-party money lenders can be anyone. Additionally, the interest rates on these debt consolidation loans are quite high.

We recommend extreme caution if you plan to reach out to Safestone Financial for their debt consolidation services. It is better to do a thorough market research first before making your decision.

Safestone Financial is not a lender. They are lead generators. That means that they sell your personal information to lenders. This is how they make their money. So, if you’re considering using Safestone Financial, be aware that your personal information will be sold to third-party lenders.

Safestone Financial Reviews

Now, let’s talk about the services that Safestone Financial offers. They claim to offer debt consolidation and debt settlement services. However, there are some problems with this. First of all, they don’t actually lend you the money. They simply connect you with lenders. So, if you’re looking for a debt consolidation loan, you’ll need to go through a third-party lender. Secondly, the interest rates on these loans are often very high.

So, if you’re considering using Safestone Financial for debt consolidation, be sure to shop around and compare interest rates first.

Safestone Financial Reviews

Safestone Financial Pros and Cons

Safestone Financial is a company that is known for its ability to generate leads for other businesses. What this means is that if you are thinking about using their services, your information will be sold to other companies.

Another con of Safestone is that it does not have a BBB account. This means that there are no customer reviews of the company.


The company does have some pros. For example, it is easy to use and has a simple online application process.

Overall, Safestone Financial has more cons than pros. You should be aware of the pitfalls before you decide to use their services.

What is Safestone Financial?

Safestone Financial is a lead generator that sells your information to other lenders. The company uses bait and switch tactics to get leads, which means they will often advertise one thing and then try to sell you something else. This can be very frustrating for consumers who are looking for a specific product or service.

Additionally, Safestone is known for being very aggressive in its sales tactics, which can make it difficult to say no. If you’re considering doing business with Safestone, be sure to do your research and understand exactly what you’re getting into. Otherwise, you may end up regretting your decision.

Have you received a pre-approved offer from Safestone Financial?

Did your pre-approved offer include a confirmation number and a website address with your name at the end (

Did your pre-approved offer state: “Your pre-approved for up to $75,000 at a fixed rate as low as 6%”

Did your pre-approved offer show your interest rate being reduced from 21% to 6% APR? Did your pre-approved offer show your new monthly payment is reduced from $1720 to $811?

Did your pre-approved offer show you savings of $27,079 in total interest and $909/month?

Seems a little good to be true.

And off you go looking for reviews.

How does Safestone Financial work?

The company sells your information to other lenders, which means you may end up getting multiple unsolicited offers for loans and credit cards. Additionally, Safestone uses bait-and-switch tactics to get leads. The company will advertise a low-interest rate, but when you apply, you’ll be offered a higher rate.

This is how Safestone makes its money – by tricking people into paying more than they need to. If you’re considering using this company, beware of these practices and consider another lender instead.

What kind of loans does Safestone Financial offer?

Safestone Financial advertises personal loans, business loans, and debt consolidation loans on its website. Some customers have complained that the interest rates on their loans are much higher than what was advertised. Others have said that they were not able to get the loan amount they needed. Overall, you should be careful if you are considering taking out a loan with this company. There are other options available that may be better for you.

How to qualify for Safestone Financial?

In order to qualify for a loan from Safestone Financial, you must have a steady income and a good credit history. You also must be a U.S. citizen or permanent resident and be at least 18 years old. If you meet these requirements, you can apply for a loan online or over the phone.

Safestone Financial Reviews

Once you’ve applied for a loan, Safestone Financial will review your application and sell your information to different lenders. If you’re approved for a loan, you’ll be given a list of lenders to choose from. You can then select the lender that offers you the best terms and interest rate.

If you’re looking for a debt consolidation loan, Safestone Financial may not be the best option for you. There are other companies that offer loans with better terms and interest rates.

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How much does Safestone Financial charge?

If you’re considering using Safestone Financial to help with your debt consolidation, be sure to factor in their fees when budgeting for your new monthly payment. It’s important to remember that while they may be able to save you money in interest charges, their fees can add up quickly. Make sure you compare all of your options before making a decision.

You are pre-approved, does that guaranteed financial?

No, unfortunately, it does not. You may be pre-approved for a loan or credit card, but that doesn’t mean you will be approved for the full amount. Lenders will still need to review your financial history and assess your ability to repay the loan before they can give you a final decision. So don’t get too excited about that pre-approval letter – it’s not a guarantee of funding just yet.

What is the minimum credit score for a Safestone Financial loan?

The minimum credit score for a Safestone Financial loan is 620. While this may be the minimum credit score, it doesn’t mean that you will automatically qualify for a loan if your score is 620. There are other factors that come into play when considering a loan application, such as employment history and current debt load. However, having a minimum credit score of 620 gives you a good chance of being approved for a Safestone Financial loan.

If you’re looking to apply for a Safestone Financial loan, make sure to check your credit score beforehand. A higher credit score will increase your chances of being approved for the loan, and may also result in lower interest rates.

How does Safestone Financial affect your credit?

Safestone Financial network of lenders does a hard pull inquiry that can negatively affect your credit score. If you have late payments, the lender will report it to the main credit bureaus, this will be reflected on your credit report and could hurt your chances of getting approved for new lines of credit. We advise all customers to stay up to date on their payments in order to avoid any late payment fees or penalties.

How do you pay back Safestone Financial?

Safestone is not a lender, so you cannot pay them back directly. they get paid by selling your personal information. However, there are a few ways that you can help to offset the cost of their services.

You can first try to negotiate with your creditors on your own. If you are successful in getting a lower interest rate or monthly payment, this will save you money over time and help you to pay off your debt more quickly. You can also look into transferring your balance to a 0% APR credit card or taking out a personal loan with a lower interest rate. Both of these options will save you money in the long run and help you to pay off your debt more quickly.

If you are unable to negotiate with your creditors or find a lower interest rate, you can always try to make extra payments on your debt. This will help you to pay off your debt more quickly and save you money in interest charges. You can also consider consolidating your debts into one monthly payment. This will help you to better manage your finances and make it easier to keep track of your payments.

Whatever option you choose, be sure to do your research and compare interest rates before making any decisions. This will help you to find the best way to pay back Safestone Financial and save you money in the long run.


How to cancel your Safestone Financial?

Safestone Financial is not a lender, and as such, you cannot cancel your loan with them. However, if you have any questions or concerns about your loan, you can contact their customer service department for assistance. Unfortunately, many customers have reported difficulty in getting in touch with their customer service representatives. If you are unable to resolve your issue with customer service, you may want to consider filing a complaint with the Consumer Financial Protection Bureau.

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If you have applied for a loan through Safestone and been approved, but have not yet received the funds from the lender, you can cancel your loan by contacting customer service and requesting a refund of your application fee. If you have already received the loan funds from their network of lenders, then you will be responsible for repaying the loan according to the terms of your loan agreement. You should contact your lender directly if you have any questions about repayment or if you need assistance with making a payment.

Be sure to shop around and compare offers before signing any loan agreements.

Safestone Financial BBB Reviews

Safestone Financial is not accredited by the Better Business Bureau (BBB). In fact, it doesn’t have a BBB account at all. This is pretty strange for a financial company.

What’s even stranger is that there’s no Trustpilot account for Safestone Financial either. Again, this is very unusual for a financial company.

The lack of both a BBB and Trustpilot account makes us wonder about the legitimacy of Safestone Financial. I would be very careful before doing business with them.

Is Safestone Financial Legit or a Scam? is not a lender. They don’t have a BBB account, which is another red flag. awarded Safestone Financial a 2-star rating (data collected and updated as of January 3, 2022). We hope the information below will help you make an educated decision on whether to do business with the company.

  • It is not a lender.
  • It appears that this company is operating a typical bait and switch scheme – but not for themselves – for their lead buyers. They lure you in by sending you direct mail offering a ridiculous 6% interest rate to consolidate your high-interest credit card debt.
  • It doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for).
  • This language is on the back of their direct mail offer. “This correspondence is for a debt consolidation loan referred by Safestone Financial. All loan requests are funded by a third party. Safestone Financial has no control over participating lender creditworthiness eligibility criteria. APR/Interest Rates will vary depending on individual lender terms.”
  • We are curious to find out how many of the consumers that were mailed this offer actually qualify for 6% interest.

We urge you to do your own research and due diligence on any company, especially when dealing with your family finances.

What do you think about Safestone Financial? Have you had any experiences with them, good or bad? Let us know in the comments below! And remember, always do your research before taking out a loan!

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